Why I applied for the Chase Neelam Reserve for Business – Points Man

As they say, in the devil description, and when I first heard the news of the new Chase reserve for sapphire business (Look Rates and fees), I was thinking of 200,000-Bindu reception bonus after spending $ 30,000 in six months before opening the account.

Then I realized that there were no strict rules around getting a 200,000-point bonus, because even if you have a Chase Neelam Reserve® (Look Rates and fees), You are eligible.

If it was not quite good, the earning rate per dollar on the Internet and social media advertisement is not an annual limit of 3 points – a detail that can ignore some people, but should not be at all.

That little nugget stopped me in his track. To be honest, I got a great crowd, as if I have not done a very long time with the new credit card.

apply Now: After spending $ 30,000 in six months before the opening of an account with Chase’s new business card, add 200,000 Chase Ultimate Rewards points to your account, Sapphire reserve for business,

Why?

In TPG, we spend a lot of money on internet advertising, and I also have many other small businesses that spend in this category.

The fact is that there is no limit to spend in this category, one of the biggest boons for my point earning strategy in a decade because American Express® Business Gold Card And this Ink Business Favorites® Credit Card (Look Rates and fees) Both have each calendar year and account anniversary year $ 150,000 caps respectively (then 1 point per dollar).

Yes, the annual fee on the card is $ 795, but it finds you in the beautiful chase Neelam Lounge, regularly in most of the Neelam Reserve allowances and comes with some additional commercial allowances.

Chase Neelam Reserve for Business is a game changer for me, and I know it will be for many other small-business owners.

A large -scale reception bonus

Let’s start with a juicy title: a huge 200,000-point Welcome bonusIt costs more than $ 4,000 on the basis of July 2025 of TPG ValuationIt is making one Higher,

I already wear personal Sapphire reserveBut since having a consumer card, you have not affected Eligibility for obtaining business cardsI jumped on it.

I needed to verify some commercial income, so it is not a low-instigator application. But if you own a legal business with real expenses, it is well within the access.

Connected: Who is eligible for business credit card?

I spend a lot in that category, and, so far, I’m dividing the load between myself American Express Business Gold Card – Which earns 4 points per dollar spent on these purchases, per calendar year (then 1 digit per dollar) – and capted to me at $ 150,000. Ink business favorite card – Which earns 3 points per dollar spent on these purchases, also capted at $ 150,000 in joint purchase per account anniversary.

This new card allows me to strengthen my expenses and earn beyond the limits, which is a big deal to increase our TPG brand.

At its top, use the ability to earn at a quick rate and then those points Chase marks boostWhat I have been doing for the hotel recently and selecting up to 2 cents airfare is very big. It is essentially being up to 6% returns per dollar spent in an unaccounted category.

Connected: Why Chase’s points are an excellent (surprising) to book the hotel on boost points

Perk on Sapphire reserve for business Provide a ton of value. Even if you use only half of them, you still come forward. What they get from rival (and, in some cases, beat) what will you get from other top-level cards:

• A $ 300 annual Traveling loan
• More than $ 400 in joint Doordash (Through 31 December, 2027) and Lift (30 September, through 2027) Credit each year
• Through $ 500 Hotel Credit EditChase luxury hotel collection ($ 250 bipolar, minimum two-night stay)
• $ 600 in joint business Statement credit For Google workspace (31 December, 2027) and ziprecruiter (31 December, 2027)
• IHG A Wisdom Platinum Aristocracy Status (Through 31 December, 2027), with a route for diamond elite position if you spend $ 120,000 in a calendar year
• A compatible priority Pass Membership with two guests, plus free entry Chase sapphire lounge

I used editing to book Shaval Blanc in Paris Last month – one of my favorite hotels ever lives.

With the promotion of the chase points, I got 2 cents per digit in the price, which reduced the cost of about 114,000 points per night in a room, leaving me more than $ 2,000 cash.

As part of my allowances from booking through editing through Chase Travel ℠I also found a spa credit, free breakfast and a room upgrade. It is chasing American Express Fine Hotel + Resorts The program, and, clearly, is doing it really well.

This is not just another card that I am doing test-driving. This card perfectly fits into the strategy of my always developed points. I’m planning to downgrade Individual sapphire reserve And bend This business version Moving forward.

Beyond unaccounted earnings on advertisements, also earns cards:

• 8 points per dollar spent on the journey booked through Chase Yatra
• 5 points per dollar spent on lyft ride (30 September, 2027)
• 4 marks spent directly on books and hotels were booked directly
• Spend 1 point per dollar on everything

This is some serious earning power. And when you combine it with points boost, which I used to book $ 3,700 Delta forest The suite for only 175,000 marks, the price proposal goes through the roof. Delta Air Lines wanted 650,000 Delta Skymiles for the same seat. This is a wonderful victory.

Connected: Chase Neelam Reserve vs. Neelmani Reserve for Business: Which reserve is right for you?

Let us not sugarcane: $ 795 annual fee is heavy, and spending $ 30,000 in six months is not a small achievement. But this card If you can be worth it:

• Do heavy advertising or spend big on business travel
• Want real values from your points, not only 1 percent per point
• There is a requirement of a card that reward the daily trade expenses without limit
• Appreciate luxury allowances like spa credit, free breakfast and lounge access

Even if you already have Individual sapphire reserve Or Chase Neelam Favorites That (Look Rates and fees), Chase also allows you to place a business version.

Connected: Who should get the Chase Neelam Reserve for a business card?

With a juicy 200,000-point bonus, premium allowances and unaccounted earnings in a top business expense category, Sapphire reserve for business There is a no-brine for the owner of the right type of business.

If it feels like you, do not wait. Such offers do not run forever.

To learn more, read us Full review of Chase Neelam for Business,

Apply here: Neelam chase for business