Business Platinum Card® to American Express Currently this is the highest reception bonus introduced publicly: Get 200,000 bonus points after spending $ 20,000 on qualified purchases within the first three months of card membership.
According to TPG’s October 2025, those digits are $ 4,000 ValuationWhich provides a mandatory reason to consider applying.
But before you start filling your application, you may be surprised if you are also eligible to take advantage of this offer. This is one Small business cardSo when you apply for a personal card, it has different requirements.
However, you can Amex Business Aptitude for Platinum Card And the magnificent reception, which we did not even realize.
Here are some ways to determine whether you are eligible to apply for Amex Business Platinum Card and is it appropriate to do so.
Amex Business Platinum Card Description
As a quick reminder, here is the summary of the current offer details and the major benefits of the card:
Current reception motion
New Amex Business Platinum Card members can earn 200,000 bonus points after spending $ 20,000 on eligible purchases within the first three months of card membership.
This is the most welcome bonus ever given publicly on this card.
Annual fee
Amax Business Platinum Card comes with $ 895 annual fee (see). Rates and feesWhile this fee is large, it Is It is possible to compensate for this cost by maximizing the statement credits and benefits that come with the card.
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Earning
Amax Business Platinum earns points at the following rates:
- 5 marks spent on flights booked on Amextravel.com and prepaid hotels
- American construction materials and hardware suppliers, American electronic goods retailers, American software and cloud system providers and US shipping providers spent on qualified procurement on qualified procurement per dollar 2 points, as well as purchasing $ 5,000 or more (per calendar year $ 2 million per calendar year, then 1 point per dollar)
- 1 point per dollar spent on other purchases
Main advantage
Amax Business Platinum includes several statement credits, including:
- Dell Statement Credit: Straight Dell’s Statement Credit up to $ 150 on US purchases and additional statement credit of up to $ 5,000 or more with Dale in each calendar year
- Hotel Description Credit: Up to $ 600 Hotel Statement Credit Per calendar year (up to $ 300 in half-annual credit), prepaid Amax Fine Hotels + Resorts or The Hotel Collection Booking Amex travel When you pay from your Amex Business Platinum (a minimum of two nights are required to stay in hotel collection)
- Actually statement credit: Annual Details on England up to $ 360 in credit (up to $ 90 per quarter)*
- Adobe Statement Credit: Statement credit up to $ 600 or more on US purchases directly made from Adobe directly in each calendar year (subject to automatic renewal)*
- Clear plus statement credit: Per Calendar Year Statement Credit by $ 209 per annum Clear plus Membership for Accelerated Airport Safety (Subject to Sutter Renewal)*
- Airline fee credit: Up to $ 200 every year in year statement credit per calendar year statement for fee by a qualified airline you have selected
- Hilton Statement Credit: Statement Credit up to $ 200 per calendar year on qualified purchase made directly with property in Hilton Portfolio (up to quarterly $ 50)Hilton for business Program membership is required)
- Global Entry or TSA Prechec: Up to $ 120 in statement credit Global Entry or TSA Prechec Application ($ 120 for global entry every four years or $ 85 for TSA Prechec every four and a half years)
- Wireless Telephone Service Description Credit: Annual details for direct purchase from any American wireless telephone provider in credit to $ 120 (up to $ 10 per month)*
- Amex Travel Flights and One AP: Amax Travel Flight Statement Credit up to $ 1,200 and to $ 2,400 in One AP Statement Credit (valid from 1 January to 31 December of the calendar year after meeting the requirement), both after spending $ 250,000 or more on eligible purchases in a calendar year in a calendar year
Other benefits include 35% airline bonus on your use Pay with points For air fare booked through Amax Travel (up to 1,000,000 marks in each calendar year), the airline you choose for your annual $ 200 airline fee details credits, regardless of the fare category, and for honor Golden aristocracy status in Hilton Honors, Golden aristocratic status with Marriott Bonwoy*And Leaders Club Sterling status from leading hotels of the world.*
Also, eligible card members have access Centurion Lounge, Delta Sky Club (When Flight delta, Priority pass ™ lounge* (For you and two guests) and aircraft lounge.
Thanks to all these features, Amax Business Platinum is at the top regularly Best Business Award Card,
*Enrollment is necessary.
** Eligible platinum card members will receive 10 visits per year on the eligible platinum card per year while traveling on delta-seminated flight.
Connected: Less known benefits of Amex Business Platinum Card
Are you eligible to apply for Amex Business Platinum?
You can be eligible for this Amex Business PlatinumIf you are the first applicant, including its reception proposal.
Even if you FreelancerIndependent contractor or you have any additional work, yet you may be approved for business platinum. You do not need to make seven digits (or five digits) from your small business every year to keep a short business card.
Let’s look at the terms and conditions of the card, and then we will learn in detail about some more specific applications applied by Amex.
Amex Business Platinum Application Terms
Like many others American express cardWhen it comes to earning its reception motion, Amax Business Platinum has strict eligibility rules – especially for current or former card members.
According to the conditions of the application:
If you have this card or previous version of this card you may not be eligible to receive a reception. You may not be eligible to receive a reception based on various factors, such as your history with credit card balance transfer, your history as American express card member, the number of you opened and closed credit cards and other factors. If you are not eligible for the reception motion, we will inform you before taking action on your application so that you have the option to withdraw your application.
In other words, you can be disqualified not only to keep the first card, but even if you have opened and closed many Amex cards or have transferred a lot of balance, you can still be disqualified.
Not certain if you have a card before? During the application process, Amex has a useful tool that will tell you whether you are eligible for the reception offer before action on your application.
He said, welcome proposal Eligibility with Amex It is not always so chopped and dry – it is based on many internal factors, so your mileage may vary.
Amex application ban
The American Express typically limits most people to keep a maximum of five Amex credit cards at a time – including both individual and commercial cards.
However, some products, such as American Express Platinum Card® And Amax business platinum is slightly different from traditional credit cards because they have no predetermined expenditure limits – meaning that your spending limit is flexible, unlike the traditional card with a fixed limit. The amount you can spend is decided on the basis of factors like your shopping, payment and credit history.
Because these cards fall into a separate category, they are probably not subject to the five-credit-card range of Amex. However, it does not guarantee approval.
While deciding whether you have to approve or not, Amax also considers your comprehensive qualification and recent application history and your overall profile.
Amax usually limits approval for two cards within a 90-day period, so if you have recently applied for another Amex card, you may have to wait before applying again.
If you already have many Amex cards High credit limitThe issuer may not be willing to give you any further loan.
Talking about the issuer application restrictions, if you are eyeing the chase card Chase sapphire favorite® card (Look Rates and fees), You can be worried 5/24 rules of Chase,
But there is a good news: Amax business cards are not counted in that limit. So you can apply for Amex Business Platinum without affecting the chances of getting a chase card.
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Does it make any difference that you already have a personal amax platinum card?
no way. Individual and business versions of Amax Platinum are considered different products, so keeping a personal card in advance will not be disqualified by applying for a business platinum or earning its reception motion.
Do you need a business to apply?
not necessarily. While Amax Business Platinum is technically a short-business card, you do not need a formal business to qualify. Amex – and other issuers – recognize it FreelancerIndependent contractors and side Hussers often require business credit cards to separate personal and work expenses.
As stated, business platinum is a premium product, so approval for any side gig is guaranteed. Depending on your application, you may need to provide supporting details such as evidence of business income or “doing business in this form” (DBA) name.
Can you get the card twice?
In some cases, yes – especially if you operate multiple businesses. There are reports that card members are being targeted with another reception proposals to apply for another Amex Business Platinum with another reception.
Amax understands that different businesses may require different cards for accounting and expenditure tracking. So if you run more than one enterprise – or work for many companies – then you may get pre -exhaust for additional business platinum.
However, these examples are relatively rare. If you receive someone, it is a good idea to contact Amex directly to confirm your eligibility for the reception before applying.
Call the reconsideration line
If your application for Amex Business Platinum is rejected, don’t give up now – call Amex Reconsideration line Can give you a second chance on approval. By calling them, you may ask if there were any specific problems in your application that you can address on the phone or by providing more information.
During the call, you may ask if there were any specific concerns about your application and offer additional information. Be prepared to explain why you are interested in the card – only beyond the reception – specific features or benefits that suit your business needs.
You may also need to provide details about your business including income verification and commercial addresses.
Do not be disappointed if you are still rejected. You may be eligible to apply again in the future, especially if Amax offers an advanced reception offer. Consider it a platinum lining.
Ground level
Amex Business Platinum The top short -business awards in the market remain one of the cards – especially with its current advanced reception. If you are thinking about applying, take some time to read the eligibility requirements to give yourself the best chance of approval.
apply here: American Express Business Platinum Card
Click for Amax Business Platinum rates and fees Here,
