City Stretta Premier® Card (Look Rates and fees) City has a mid-tear travel card. Stretta Premier earns bonus points on everyday ranges and unlocks full-value access to transfer partners.
But with so many other good options, is the Strata Premier $ 95 annual fee? Below, we break the important aspects of the card so that you can decide if it is for you.
Reception motion
edge Currently offering 60,000 bonus points after spending $ 4,000 within three months before opening the account.
According to TPG’s September 2025, Citi Thankyou digits each are 1.9 cents ValuationThe price of this bonus is $ 1,140.
We recommend applying for the card when one High reception motion There are at least 70,000 marks available to maximize your initial investment in opening cards and paying annual fees.
Before applying, consider your eligibility as well. According to the city:
If you have received a new account bonus for City Premier® or City Stratea Premier® account in the last 48 months, Bonus Thank you qu कर or if you have converted any other City Credit Card Account, on which you have earned a new account bonus in the last 48 months.
Connected: The best ways to capitalize on City Thank you rewards points
Earned solid point
If you ask people what they like edgeThe most common answer is that this popular spending earns points in categories.
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Card attractions, car rent and hotels earns 10 points per dollar City travel portal,
In addition, Stretta Premier earns 3 points per dollar spent in the following categories (no cap or annual limit):
- Air travel
- Power vehicle charge station
- Gas station
- Hotel (non-CITI travel purchase)
- Restaurant (including takeout)
- Supermarket
All other purchases spend 1 point per dollar.
TPG Credit Card Author Daniel Ahmed Regularly uses its Strata Premier Card to pay for gas and grocery items, which helps him to submit thanks points quickly. They were motivated to apply for the card by earning bonus points on everyday expenses and the strateeta premiere’s impressive transfer partners.
In addition, the bonus categories of Strata Premier apply worldwide, unlike some cards that only provide bonus points Shopping within america
Connected: Should you book a hotel through city trip?
Transfer partner
When determining whether the $ 95 annual fee of the Stretta Premier is worth it, consider which airline you can use continuous flying programs. There are some great transfer partners in the city like Qatar Airways Privilege Club, Air France-KLM Flying Blue And Virgin Atlantic Flying ClubBut the most notable recently added American Airlines Aadvangth,
Although No-nuel-fit city cards also transfer to AADVANTAGEThe ratio is unfavorable at 1: 0.7. Stretta Premier 1: 1 is the cheapest annual fee card to transfer the marks in the ratio, making it a meaningful investment.
The Danyal Aadvantage is a great fan of the program, and the ability to transfer the Thankyou points to the program is enough for him to keep paying the year -head annual fee.
Hotel Credit
As a cardholder, you will get an annual benefit of $ 100 from a single hotel stay of $ 500 or more (except taxes and fees) on booking through city travel.
However, while this advantage seems promising and boutique, it can be very good if you live in independent assets, it cannot produce $ 100 in you the expected savings.
Before making hotel reservation at city travel, check the price of the hotel, when you are getting the best rate, make it directly to compare. City trip does not always have the lowest rate, so your $ 100 discount may not really be a solid deal.
Booking usually through travel portals like city travel Do not earn the benefits of hotel marks or honor aristocracySo much factor that in a discount of $ 100.
Connected: What you should know about direct vs. third-party travel booking
Travel and purchase safety
edge The following travel provides safety:
Additional information about policy limit and exclusion can be found Here,
Shopping is involved in safety:
World elite mastercard benefits
As a World elite master card Cardholder, you can enjoy additional allowances like global emergency services, a $ 5 Lift Credit when you take at least three rides in a month (proposal ends on 31 January, 2026) and every month from your second instant order $ 10, three months honorable Instacart+ (offer ends on 31 January 2027).
Entertainment allowances
Anyone with a city credit card, including edgeCan access City entertainment,
It provides access to special programs and provides priority access to concerts, film festivals, performances and advance ticket sales for shows.
Ground level
Since the hotel may not provide a full $ 100 price, whether the Stretta Premier is worth its $ 95 annual fee, which will depend on the points you earned and how you give them importance.
If you can maximize the bonus categories and get a good price from the transfer partners of the city, you can find that a valuable return beyond the annual fee can be well. However, if you want more tangible value than statement credit and other allowances, you probably want to go with one Separate credit cardMore premium Citi Strata Elite℠ Card (Look Rates and fees,
To learn more, read us Complete review of Stretta Premier,
Apply here: edge
