IHG Premier Business Card Review: Annual fee is appropriate – numeral man

IHG A Award Premier Business Credit Card Overview

IHG A Award Premier Business Credit Card (Look Rates and fees) It offers decent allowances, which if used, can easily hold the $ 99 annual fee of the card correctly. However, business owners who are not loyal IHG one award Another business can be better with cards. Card rating*:

,Card rating TPG is based on the opinion of the editors and is not affected by the card issuer.

Seeing that IHG A Award Premier Business Card There is an annual fee of only $ 99, it offers several allowances for passengers and Small business owner Those who often live with IHG. Compared to other hotel-branded business credit cards, IHG Premier is one of the lowest annual fees in business cards and can only prove to be attractive.

Benefits include automatic Platinum elite As long as you are a card holder, a unique Fourth-night prize When the marks for the hotel and the points for a valuable reception bonuses are redeemed. A key perk – Free night certificate Acquired every year – IHG can easily cover the annual fee on the Premier Business Card.

we advise credit score Out of 670 to increase the possibility of approval for this card.

Let’s look at the details of the IHG Premier Business Card whether it is right for your company.

New applicants for IHG Premier Business Card Can earn up to 200,000 bonus points: 140,000 bonus points after spending $ 4,000 on purchase in three months before opening an account and an additional 60,000 bonus points after spending $ 9,000 in six months before opening the account.

According to TPG September 2025 ValuationThe reception motion is up to $ 1,000.

it is Supreme proposal We have seen on this card and was first available from March to April 2025. If you miss the opportunity to apply back, now this card is a great time to take advantage of the proposal when you are on your radar.

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It is worth noting that the application page warns that you are not eligible for this bonus if you have found a reception bonus on this card within the last 24 months.

This card is ideal for chase customers 5/24While most business credit cards Will not affect Your 5/24 positionYou must be less than 5/24 to apply.

Connected: How to track your progress towards credit card welcome bonus

IHG Premier Business Card There is a minor $ 99 annual fee, but is it worth it? The value of the card depends on whether you will often use its benefits sufficient to justify that annual fee.

First of all, each year on the anniversary of your cardamber (starts at one year mark and then continues each year, as long as you keep the account open), you will receive a free night award for a night, which is up to 40,000 marks.

Cardholders also automatically enjoy the IHG Forest Rewards Platinum Elite Status, until their account is open. Platinum members receive 60% bonus income when paid. IHG booked directly with One RewardsSpace-availability chamber upgradation, a reception (in the form of points or a drink/snack) and a handful of other allowances.

Those wishing to earn the status of the top-level diamond elite can get it by spending $ 40,000 on the card in a calendar year. After completing the spending limit, the situation is valid through 31 December of the next year.

When IHG points for four nights or longer, you will also pay zero marks for every fourth night. It is an automatic perk that is reflected when booking. This is essentially a discount of 25% on exactly four -night stay, so this is a great way to get even more value from the card.

He said, if you rarely redeem the IHG points to stay for four nights or more, this perk can be of limited value.

If you spend $ 20,000 each calendar year, you will earn 10,000 bonus points and $ 100 statement credit. September 2025 of TPG Valuation Prain these bonus points to $ 50, which translates a total value of $ 150 with statement credit.

IHG Premier Business Cardolders have a handful of other allowances to use their cards when swipe:

• Tsaprecheck/Global Entry Application Fee Credit: When you charge Global entry, TSA prehec Or bond Application fee for your card, you can be reimbursed up to $ $ 120 every four years.
• IHG point discount on purchase: Save 20% on the purchase of IHG points while paying with your card.
• United Travalabank: United Airlines Travlabank Cash up to $ 50 in each calendar year when you register your iHG a premiere card with your mileagePlus account.
• Auto rental collision damage, When you reject the collision insurance of a rented company and charge the cost of the entire fare for your card, you will get it. Coverage against theft and collisionCoverage is secondary when renting within the US, but primary when renting for business purposes.
• Travel cancellation and travel hindrance insurance, You can be reimbursed up to $ 1,500 per cover passenger and travel up to $ 6,000 per trip for prepaid, for non -travel expenses, if your journey is canceled or reduced cuts for a cover cause.
• Purchase protection, Your new purchases have been covered for 120 days against loss or theft. The limit is $ 10,000 per claim and up to $ 50,000 per account.

If things go wrong then these benefits are good.

Generally, you will not get the highest grossing rates Hotel Credit Card – Especially on broad categories like food and grocery items. He said, IHG Premier Business Card There can be a solid option, especially when participating in IHG properties.

When you use your card in iHG hotels and resorts, you will earn 10 points per dollar spent on your stay. It is in addition to the 10 base points that all IHG Earn one award member in most participating brands. And since you have an automatic platinum aristocratic position with the card, it will give you another 60% bonus at the top of the base points. This combination based on September 2025 of TPG translates a total of 26 points per dollar spent on most IHG stays – or 13% returns on expenses Valuation,

Beyond IHG procurement, IHG premiere business card holders will earn marks at the following rates:

• Dining, hotel (non-IHG properties) and 5 points per dollar spent on gas procurement
• Office supply store, social media and search engine advertisement spent 5 points per dollar
• 3 points per dollar spent on all other purchases

It translates 2.5% returns on bonus categories based on September 2025 of TPG. ValuationAlthough it falls up to 1.5% on everyday purchase – the rate of return at least Many other cards,

Connected: How to earn IHG points, credit cards and more

At the other end, no maximum rate is published, although for the main brands of IHG, what we have seen the most is 120,000 points per night. However, the properties in partner brands such as Six senses Often more than this.

Despite this award pricing model, there are still methods MaxIn fact, you may be able to be able to do Ihg redeem a prize points If you spend some time to find for a lot more value.

You are not limited to using points for your stay only. You can also book rooms using a combination of points and cash, which can provide decent values ​​in some circumstances.

However, it is worth noting how these reservations are confirmed. IHG effectively sells you additional points (for cash) and then uses a full number points to live. You usually pay 0.63 cents from 0.63 cents for each IHG point used to make a difference. IHG often sells digits on this price (or cheaper), which can be another way to close your account.

As mentioned above, when you redeem points to stay for four nights or more, you will spend zero marks every fourth night. How often can this benefit be used, there is no limit – although it applies only to full prize migration, not those people are booked using cash and digits.

Connected: How to stay in the hotel to redeem an award points

In form of IHG Premier Business Card A hotel is a credit card that is aimed at the owners of small businesses, it is worth seeing how it piles up against other hotel-branded business credit cards.

The information for Wyndham Reverds Earner Business Card has been collected independently by the points singing. The card details on this page or the card have not been provided by the issuer.

Read more: Best Hotel Credit Card with annual fee under $ 100

Yes – As long as you can avail the maximum advantage of card allowances. IHG Premier Business Card There is an annual fee of $ 99 and offers an annual free night award that can be easily redeemed for more than that. While shopping in bonus categories, cardholders also score points at solid rates, although the rate of earnings on everyday shopping is not great.

Small business owners are loyal to IHG or those who are looking to diversify their journey strategy, they can get sufficient value to justify the annual fee of the card each year. If you do not find yourself maximum or book separate hotel brands in hotel brands, we will make more general recommendations Business credit card Instead to maximize your opportunity to earn valuable prizes.

Apply here: IHG Premier Business Card

For the rates and fees of Hilton Business Amax, click Here,