IHG A Award Premier Credit Card Review: Full Details – Number Man

IHG Award Premier Credit Card Overview

IHG An Prize Premier Credit Card (Look Rates and fees) IHG offers many useful allowances for guests. However, you cannot get enough price from this card if IHG One Rewards is not your primary hotel loyalty program. Card rating*: ⭐⭐⭐⭐

,Card rating TPG is based on the opinion of the editors and is not affected by the card issuer.

IHG An Prize Premier Credit Card Offers several allowances for the passengers who often live with IHG.

A perk alone – Anniversary free night Each year, it is valid for a night costing 40,000 digits – each year IHG can easily provide you with sufficient value to pay the annual fee of the premiere.

As long as you are not a cardholder, you will also get the position of automatic platinum alete. And you will get a unique perk: a free fourth night when the points to stay for four nights or more.

We usually recommend that applicants have A credit score Out of 670 to increase the possibility of being approved for this card.

Now, let’s see if IHG Premier Card is a good option for you.

New IHG a premiere card Cardholders can earn 165,000 bonus points after spending $ 3,000 on purchase in the first three months of opening an account.

September 2025 of TPG Valuation PEG iHG marks each 0.5 cents, making this bonus $ 825.

This limited time offering standard is better than 140,000-point bonus, but far away best Offer We have seen on the card, with five free nights (each 60,000 marks each) offered.

Note that you will not be eligible for this card (or its bonus) if you currently have an IHG personal credit card or have earned a welcome bonus on another IHG Personal Credit Card within the last 24 months.

However, it does not apply to holding the rule IHG A Award Premier Business Credit Card (Look Rates and fees) Or bonus earned on that card. You also need to be 5/24 rules of chase,

Connected: Want to open a new chase card? Here’s how to calculate your 5/24

IHG a premiere card The relatively modest $ 99 takes the annual fee. However, the actual value of the card rests on whether you use the profit often enough Make that annual fee correctHere is the observation of the main IHG-related allowances of the card.

Anniversary free night

Cardholders receive a reward night certificate to stay in a night hotel on a cost of 40,000 marks every year.

Although IHG uses Dynamic Award pricing, it is not difficult to find an attractive redemption option for your certificate. For example, I have redeemed the anniversary -free night certificate to live in intercontinental binus aires, intercontinental madrids and kimpton de vits.

Note that you can use unlimited number of digits to close this certificate and use it for high-value properties. For example, you can book a room priced 55,000 marks using free night plus 15,000 marks from your IHG One Rewards account.

Aristocratic

IHG An Prize Platinum Elite Members enjoy 60% bonus earnings when paid IHG directly booking with a prizeUpgradation of room based on check-in, a reception qualification and availability on many other allowances.

After spending $ 40,000 on the card in the calendar year, there is also the path of the position of the diamond elite through the end of the next calendar year.

Fourth night free

When you redeem points to stay for four nights or more, you Pay zero marks for every fourth nightIf you can find four nights of prize place on the property of your choice, this can be a great way to further your points.

Of course, the value of this perk depends on how many times you redeem the IHG points for at least four nights stay.

Other notable allowances

• 10,000 bonus points after spending $ 20,000: You will earn 10,000 bonus points and $ 100 statement credit after spending $ 20,000 in a calendar year. TPG based on September 2025 ValuationBonus points are worth $ 50; Combined with statement credit, this bonus can be up to $ 150. However, consider if you will actually spend $ 20,000 on your card during the calendar year, especially if you otherwise you can put those shopping on one. Every day spent card With a better earning rate.
• 20% discount when purchasing IHG points: You will save 20% on yourself IHG point procurement When you pay with your IHG Premier Card. However, this discount does not pile up with other discounts when IHG points on sale. Note that these points are considered non-uselessness, so they will not count towards aristocratic qualifications, which means that the price will be minimal for most card holders.

• Global Entry, Application Fee Credit for TSA Prechec or Nexus: When you charge you can get reimbursement of up to $ $ 120 every four years Global entry, TSA prehec Or bond Application fee for your card.
• United Travlabank Cash: You can get up to $ 50 in the United Travalabank Cash per calendar year after connecting your iHG premiere to your mileagePlus account.
• Travel and purchase safety: You will get like allowances Travel cancellation/obstruction insurance And purchase safety.

These benefits can be a serious factor when Choosing a new credit cardHowever, as discussed in the next section, you will not get a high return rate on most purchases with IHG Premier Card.

Connected: IHG Award Last minute strategies to earn the position of the elite class

Ihg One Rewards Earned at Premier

Hotel credit cards are usually not great to earn points, but this card is good when you use it in IHG Hotel. Here are earning rates that you can expect:

• Spends at 10 points per dollar spent on iHG
• 5 points per dollar on all other trips
• Food per dollar per dollar (including takeout and eligible distribution services) and at gas stations
• 3 points per dollar on all other characters purchase

When you add 10 points per dollar spent using your card, you earn as an IHG Platinum Elite Member, you will earn 26 points per dollar spent on most iHG stays. TPG based on September 2025 ValuationThis is equivalent to withdrawal at the expense of 13% on IHG, 2.5% on travel and 1.5% on all other purchases.

These are decent returns for these bonus categories, but are easily beaten Many other cards,

Connected: How to earn IHG points, credit cards and more

And although no maximum has been said, what I have seen is 120,000 marks per night (except) Six sensesWhich often costs more).

However, with even IHG’s Dynamic Award pricing, it is still possible to maximize the IHG One Reward Redemption. And, with a little discovery, you can often do Ihg redeem a prize points For more than 0.5 cents per point.

You can also add marks and cash for your prize migration. In some cases, it can provide good value. When you book this way, IHG sells you extra points and then debits your account for a full number of points.

TPG newspaper and participation editor Emily Thompson This perk takes advantage of the IHG One Reward Points as often as possible.

Finally, some passengers believe that the IHG policy on blackout dates makes it one of the weaker hotel programs for the availability of the award night. The following notes of the terms and conditions of the IHG One Rewards Program:

There are no blackout dates for the reward nights, however, the list of room is limited and subject to pre -sales.

Therefore, while there are no blackout dates per per, hotels can limit the number of rooms they provide for award booking.

Connected: How to maximize award redemption with iHG One Rewards Program

Transfer marks at iHG One Reward Premier

IHG One has a 35-plus airline transfer partner, but I do not recommend using your digits in this way. Points move to approximately 5: 1 ratio, which is on the lower side. In addition, transfer from iHG is known to take an extended period of time.

You can also transfer your points to other IHG One Rewards members, starting with a 1,000-point block per 1,000-point. However, these transfer for members of Diamond and IHG Business Rewards Program is independent for up to 500,000 marks per calendar year.

For additional options, see our full list of best Hotel Credit Card And the best card for IHG lives,

He said, if you rarely book IHG Staes or want more flexible awards, you will probably be better with one. General travel award card,

Apply here: IHG An Prize Premier Credit Card