all new Citi Strata Elite℠ Card (Look Rates and fees) The impressive earning rate provides great transfer partner option – including American Airlines Aadvangth – And a notable reception bonus proposal for new card holders.
For limited time, you can earn 80,000 bonuses City Thank you rewards Points after spending $ 4,000 in three months before opening the account. TPG based on August 2025 ValuationThe reception is priced at $ 1,520. If you apply to a person in a city branch, you can earn a high reception of 100,000 Thank you rewards points after meeting the same expenses.
moreover, Strata Elite Card provides valuable statement creditThe most notable is a “splurge” credit, which provides back to cardholders up to $ 200 in statement credit every calendar year.
Here you need to know about the City Splurj Credit, which includes the smartest ways to activate and use it.
What is CITI Strata Elite Splurge Credit?
Each calendar year, City Stretta Elite Card Members can earn up to $ 200 in statement credit on the purchase of two participating brands. You do not need to enroll in advance, but you need to choose your brands strategically.
The eligible retail vendors eligible for 2025 are:
daily newspaper
Award your inbox with tpg daily newspaper
Join more than 700,000 readers for exclusive deals from braking news, in-depth guides and TPG experts
- 1stdibs (Sell luxury furniture, jewelry and art)
- American Airlines
- best Buy
- Future personal training
- Live Nation (event ticket and experience)
Cardholders can earn statement credit on one or two of these traders, but not all five.
So, for example, you can earn $ 200 in credit by spending with American Airlines alone, or you can divide it between Best By and Live Nation.
Connected: Airbnb’s overling app offers on-demand chefs, massage and other hotlic facilities
How Splurj Credit Benefits works
Cardamembars will have to sign in to their accounts and nominate which or two merchants they want to choose. This is a good idea to choose two, even if you don’t shop with both. You can change traders whenever you want.
This proposal applies only to the eligible purchase made with brands, not through third-party vendors or resellers, which is particularly important to note for popular concert tickets.
For the purchase of American Airlines, AA Cargo, Hotel Booking, Car rental or AIDVant status boost do not qualify for Splurj Credit.
You will get a total credit of up to $ 200, and no minimal expenditure is required. Once you make qualifying purchases, the credit will post your account as a statement credit.
As City websiteYou have to activate your selected merchant (s), and are eligible for separate credit for purchases made by both primary cardiments and authorized users.
The best ways to use split credit
CITI is targeting this benefit on cardholders who give importance to travel, technology and experience-based expenses. Here are some smart ways to use credit:
- Book a flight or pay for auxiliary fee with American Airlines: Now you can do it Transfer your thank you rewards points to aadvantage At the rate of 1: 1, the award will be a great way to pay any fees, taxes and surcharge required for redemption.
- Best bye your tech game up: Whether you are shopping for headphones, smart home gear or accessories, the best bye is a smart way that is a smart way to quickly maximize credit.
- Score concert or event ticket through Live Nation: With the average ticket increase increase, it is a practical way to reduce the cost of a night.
- Buy goods with 1stdbs: If you are already a large spender in this category, the credit may be a small but meaningful kickback.
- Get personal coaching with future: This membership-based fitness platform is not cheap, so the $ 200 off sets a long way.
Connected: Earn bonus points or miles on events, attractions and more with undercover tourists
What are other card credits?
As a new premium credit card, City Stretta Elite Card Comes with other benefits, including:
- Hotel Credit: A prepaid hotel stay (minimum two-night booking) to $ 300 during booking City travel Each calendar year
- Global Entry/TSA Prechec Credit: Every four years up to $ 120 credits Global Entry or TSA Prechec Application
- Blacklain credit: Biannual Credit for Blacklane Chauffeur Booking ($ 200 annually) up to $ 100
- Lounge access: Mental Priority pass select lounge access And four Admiral club Passes annually
Connected: CITI Strata Elite: CITI finally adds a premium travel card – was it worth waiting for?
Ground level
New Khota Splurge credit is flexible and provides easy value, especially if you shop or fly with one of the already eligible brands. While traveling from the contestants is not as comprehensive as credit Follow Or American ExpressIt is a strong perk that helps offset the high annual fee of $ 595 of the card.
Just make sure your expenses limited to one or two brands per year – otherwise, you risk leaving a $ 200 on the table.
Related reading:
