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HomeLifestyleTravelHere's How to Earn a $40 Cash-Back Bonus for Joining Rakuten -...

Here’s How to Earn a $40 Cash-Back Bonus for Joining Rakuten – The Points Guy


one of our favorites online shopping portal Here TPG is offering a great deal to save money for the holiday season, but you’ll have to act fast as the offer ends today.

If you join then till 16th December Rakuten And spend at least $40 at eligible retailers within your first 90 days, you’ll earn a $40 one-time bonus. It features a variety of popular merchants including Walmart, Target, Saks Fifth Avenue, and Lowe’s.

And if you’re already a Rakuten member, you can get your own referral bonus for your friends. All you need to do is send them your personal referral link and make sure they use it to sign up. As we’ve already noted, they should do this today for the benefit of both of you. Then, when they spend at least $40 in 90 days, you’ll both take home a one-time bonus of $40.

In the past, we’ve seen similar referral bonuses of $30, as well as a 10% bonus for the first seven days – which required significantly higher spend to earn $30. Joining without a referral usually only gives you a $10 one-time bonus. This new flat-rate, one-time $40 bonus is one of the best we’ve seen at Rakuten yet, and it’s a great opportunity to earn some extra cash back while you plan your holiday shopping.

Read more: How to Earn Bonus Cash Back or Amex Points on Your Online Shopping Purchases with Rakuten

Overview of Rakuten

If you are unfamiliar with the site, rakuten Is an online shopping portal. It partners with hundreds of online retailers, from household brands like Target and Nike to smaller merchants like Gorjana. By starting your shopping at Rakuten and clicking through to the merchant from there, you’ll take home cashback on each of your qualifying purchases – in addition to earning it on the credit card you used to make the purchase.

you can even Download Rakuten Plug-in To make things easier. Once it is installed, go directly to the merchant site. browser extension You’ll be notified if there’s a discount available – like this example at Macy’s (cash-back rate may have changed):

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Rakuten

This friendly reminder makes it easy to earn more rewards for your online purchases.

You must be wondering how all this is possible. Rakuten enters into marketing agreements with individual retailers, who pay the site commission on purchases originating there. Rakuten then passes a portion of those commissions on to the customer. The retailer gets additional business, and you and Rakuten enjoy a cut of those purchases – it’s a win-win for all parties.

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To join as a new member visit this link And complete the online prompts.

To refer a friend, simply log in to your Rakuten account and click the “Refer and Earn” button on the top row. You can choose to send an email to your friend or share your referral link through some other means.

How to Get the Most Out of Rakuten

While Rakuten is advertised as a cash-back portal, you can take your rewards to the next level by changing your earning priority American Express Membership Rewards score. In the example above, you’ll take home 5 Amex points for every dollar spent at Macy’s. since we value amex points At 2 cents each, thanks to the series of transfer of partners And valuable redemption optionWhich can provide even greater returns on your online purchases.

However, the bonus is usually only available in the form of cash back for new members who join via a referral link. You can link your Membership Rewards account after joining, but the one-time bonus will be paid in cash (after a qualifying purchase). That said, if a friend or family member joins via your referral link (and meets the spending requirements) you can earn whatever referral offers once your earning priority is switched to Amex points. Depending on what’s available, you’ll earn bonus points instead of cash back. Time.

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Rakuten

Note that going through Rakuten for your online purchases may mean sacrificing higher rewards you’d earn through something like airline shopping portal – especially if there is Bonus Offers Through Those SitesIt’s always a good idea to compare earning rates using Shopping Portal Aggregator,

Which credit card should I use?

If you’re shopping online, pay close attention to any potential bonus categories. Since you can, a great example of this is PayPal Earn 5% back By the end of 2024 Chase Freedom Flex® After activation your purchases are up to a total of $1,500 each quarter you activate. However, your best bet may be to use a card that offers solid value for everyday purchases, such as:

Remember that any cash back or Amex points you take home through Rakuten will come in addition to earnings on your credit card. You may also be able to stack one amex offer Or pursuit offer At select merchants, so be sure to check them out first to avoid leaving money on the table.

For example, holders of The Platinum Card® from American Express enjoy Up to $100 in statement credits at Saks Fifth Avenue Each calendar year (up to $50 from January to June and $50 from July to December; enrollment required). Since Amex applies these credits on the back end – as opposed to via promo code at the time of purchase – you’ll still get cash back or bonus Amex points on the entire subtotal of your purchases by starting at Rakuten and clicking through to Saks. Must earn. , Enrollment is required.

Connected: Things to Consider for Your Holiday Shopping Credit Card Strategy

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This referral offer is simple, and anyone can use it, so don’t miss out on an easy $40 for online shopping. sign up for rakuten today, or refer your friends and family members to enjoy the benefits of their online shopping.

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