Does City / Aadvantage Executive World Ethnic MasterCard worth it? – Number man

City is a TPG advertising partner.

If you fly American Airlines Repeatedly, you can consider obtaining from one of their cobred cards City,

Top hierarchy CITI® / Aadvantage® Executive World Election Class MasterCard® (Look Rates and fees), Which offers the most AA-specific allowances of any credit card. But it comes with an $ 595 annual fee.

So, is it worth $ 595 annual fee – both beyond both year? Let’s do mathematics.

Welcome bonus

CITI / Aadvantage Executive World Elite MasterCard Currently, after spending $ 10,000 within the first three months of opening the account, currently offering 100,000 miles. This bonus based on TPG’s May 2025 is $ 1,650 Valuation,

This reception bonus is equal The highest we have seen on this cardIt was finally introduced in July 2024. Given that this is only the third time the card has offered 100,000 bonus miles, now there is a great time to add it to its wallet.

This provides a large part of the overall value of the bonus card, so it is necessary to acquire it and use the mile wisely to beat the high annual fee of the card.

Connected: Currently offer 15 cards welcome bonuses of 100,000 points or more

Of course, the most valuable benefits of this card are assured Admiral club You will receive membership every year that you keep the card. When you have CITI / AadvantapthcenttectionYou just have to walk in the lounge and submit a boarding pass on the same day for a character flight.

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Depending on the level of your position and if it is a new membership or renewal, the cost of membership is $ 700- $ 850. Given that this card charges $ 595 annual fee, it does not make sense to buy membership of an admiral club in itself, unless you are eligible for the card.

You will use about 50 admiral clubs and more than 60 Partner lounge When American or a flight around the world Onworld PartnersIn particular, it includes Alaska Lounge Portland International Airport (PDX), Seattle-Tacoma International Airport (SEA), Los Angeles International Airport (LX) and San Francisco International Airport (SFO).

You can bring your immediate family members (spouse or domestic partner and children under 18 years of age) or two guests. And they do not need to stay on the same flight-the flying to any American or oneworld with a boarding pass on the same day.

Being located in Austin, Texas, I often fly through AA’s largest hub, Dallas Fort Worth International Airport (DFW)This means that I can use a lounge on departure in Austin and when I can connect through Dallas-Fort Worth.

I also consider the value of choosing Quantas When I fly homes for Australia and travel across the country, the club and Qantas International Business Lounge.

Connected: The best lounge access credit card to add to your wallet

CITI / Aadvantage Executive World Elite MasterCard The US offers valuable allowances during flying, including business-class counters (where available) and priority boarding privileges (where available) and priority boarding privileges up to eight passengers on the same reservation.

You also get your first Checked bag Free on domestic journey program with American Airlines. (Note that it is only for domestic flights; I had to pay $ 35 last year when I traveled to Mexico, forgetting the sanctions of this perk.)

Additionally, you can enjoy a discount of 25% Food and drink shopping (Except Wi-Fi) and get an up-to-$ 120 statement credit Global Entry/TSA Prechec(I suggest maximizing my credit by applying for global entry, as it includes prehectivity anyway.)

Also, the card includes Travel safetySuch as canceling the journey, hindrance in travel, delay in travel, safety of lost goods and insurance coverage to rent car.

And there are No foreign transaction feeMaking this card a great option for international travel.

Connected: If you do not want to pay bag fees, which airline is the best now?

If chasing Aadvantantage elite position Important to you, CITI / Aadvantage Executive World Elite MasterCard Will help you get it. You will earn 1 loyalty point for every mile that you earn from purchase.

At the top of it, you will get a 10,000 loyalty points bonus when you reach 50,000 loyalty points a year. An additional 10,000 loyalty points will be provided after hitting 90,000 loyalty points in the same year.

Connected: 8 methods that earned American Aadvantage Executive Platinum

Statement on credit CITI / Aadvantapthcenttection include:

• Strained eligible prepaid rent back to $ 120 back to $ 120 Avis.com Or Budfite.com Every calendar year (This credit was banned in July 2024,
• Eligible Grubhub Back to $ 120 (up to $ 10 Statement Credit on Billing Statement of each month)
• Up to $ 120 in Lyft Credit ($ 10 Lyft Credit each month), but you must first get three qualified rides every month to get this credit

Grubhub credit is only one that I find it easy to maximize. When I am on the road, I use $ 10 monthly credit to order pick-up food.

I have issues with car rental credit, so I will not trust getting the price from it. Last year, a budget rent in Cabo did not code properly and the city would not apply credit manually. I have recently completed another budget fare in Ireland and when I am waiting for 10 weeks to see if this is a post, I am not optimistic seeing my previous experience.

I do not give importance to Lyft Perk as you do not get $ 10 credits until three (non-discount) ride in a month. Instead, I use myself Chase Neelam Reserve® (Look Rates and fees) To spend 5 points per dollar, as well as $ 10 monthly in-app credits (through September 2027) on Lyft procurement.

Connected: Frequent Uber or Lyft users? These are the best credit cards for you

If you want to make your point-kamai supercharged in many programs, then we would suggest that your expenses be put on one Card that earns transferable marksHowever, if you want to maximize your Aadvantage Mile Balance especially, CITI / Aadvantapthcenttection Will earn you:

• Eligible car booked through American and 10 miles per dollar spent on hotel and hotel car rental And hotel booking Sites respectively
• 4 miles per dollar was spent on the purchase of US airlines (bails jumps up to 5 miles per dollar for the remaining calendar year when you spend $ 150,000 on purchase in a calendar year)
• 1 mile per dollar spent on all other eligible purchases

According to our May 2025, each US airline program has the most valuable for any US airline program at 1.65 cents. ValuationThey are quite valuable United MileagePlus Miles (1.35 cents each) and Delta skymiles (1.2 cents each).

After this after taking this card Fresh in mid -2023I redeemed part of the reception bonus received for a magnificent flight redemption. I used 70,000 miles plus $ 174 for one-way business-class flight in Qatar Airways fantastic Qsuite From Doha to Houston.

Given this flight $ 3,910 one-way, I got a lot of 5.6 cents value from this redemption, more than May 2025 of Triple TPG Evaluation Aadvantage miles.

Connected: The best use of American Airlines miles

Ultimately CITI / Aadvantapthcenttection There is a great option if you want your friends and family to get Admiral Club Access.

You can add three authorized users to $ 175 total (which works for each $ 58 each) and then additional authorized users for $ 175.

Each authorized user receives admiral club access (for a vessel flight with a single day boarding pass) for himself and for two traveling colleagues. However, authorized users only get Admiral Club Access, not membership of the full Admiral Club.

Connected: Everything you have to know about the authorized credit card users

But if the use of a lounge is not important for you, consider one CITI’s lower fee aadvantage card instead.

To learn more about this card, read us Complete review of City / AA Executive World Ethnic MasterCard,

Apply here: CITI / Aadvantage Executive World Elite MasterCard