Ink business cash credit card observation
Chase Inc. Business Cash® Credit Card (Look Rates and fees) It is a great option for small businesses to earn the office supply and utilities and a bonus award on the selection in gas stations and restaurants – without annual fee. And you can double the value of your awards if you transfer them to a card that earns chase ultimate rewards points. Card rating*: ⭐⭐⭐⭐
,Card rating TPG is based on the opinion of the editors and is not affected by the card issuer.
Ink business cash The best is one of the no-nil-bies Business card on the market.
It provides office supply, and high -earning rates on everyday expenses such as cables, internet and phone services – as well as strong returns in gas stations and restaurants. And if you also keep a premium chase card, you can unlock even more value by transferring the awards. Final award ecosystem,
Recommended loan score Applying for this card is 670 or more.
Let’s take a close look at the ink business cash credit card so that you can decide if it is a good fit for your business.
Ink business cash professionals and opposition
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Inc. Business Cash Welcome Offer
Ink business cash Currently offering an attractive, limited time reception bonus. New applicants can earn $ 900 cash bonus after spending $ 6,000 on purchase within three months from opening an account.
It matches the most bonus Card history And for the first time we have seen it from January 2024. Therefore, now is the best time to apply.
and you can Turn the cash-back bonus into final award points If you transfer your cash-back rewards to a card that earns the final award points, like Ink Business Favorites® Credit Card, Chase Neelam Reserve® (Look Rates and fees, Chase Neelam Favorites That (Look Rates and fees) Or Chase reserve for sapphire business (Look Rates and fees,
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If you also have one of these cards, according to TPG September 2025, your cashback will become 90,000 final award points of $ 1,845. Valuation,
Information is given for the ink business, the points are collected independently by the Gai. The card details on this page or the card have not been provided by the issuer.
Ink business is subject to cash 5/24 rules of chaseWhich means that in the last 24 months, you will be denied if five or more individual credit cards are opened in all banks.
Connected: Your guide for chase ink business credit card
Ink business cash benefits
Ink business cash There is a no-nil-fee card that offers minor benefits and allowances.
One of the best allowances of the card for many small-trade owners is that you can request the card for employees without any additional cost. You will earn the award for their expenses, and you can also determine the individual employee spending limit for more control.
When you buy eligible items with ink business cash, these purchases will be covered extended warranty And Procurement safetyThis security can save some serious cash to your business.
Extended warranty protection expands the duration of the American manufacturer’s warranty up to an additional year on eligible warranties of three years or less. And your new purchase in procurement safety includes $ 10,000 per claim against loss or theft for 120 days and $ 50,000 per account.
When you rent a car, you can be covered by ink business cash Auto rental collision damage When you reject the collision insurance of a rented company and charge the cost of the entire fare for your card. Rent coverage is primary for commercial purposes and provides reimbursement up to the actual cash value of the vehicle for the theft and loss of the the US and abroad.
Whether you are at home or abroad, you can call the advantage administrator for other travel and emergency assistance along with legal and medical referrals. Agents can provide guidance and information when needed, but you will be responsible for the cost of any service to be received.
Finally, Inc. Business Cash Features Zero liability protectionWhich means that you will not be held responsible for the unauthorized charges made with your card or account information. Chase will help in protecting your account using real -time fraud monitoring.
Connected: Due to applying for ink business cash
Earn prize on ink business cash
With a chase Ink business cashYou will earn:
- 5% cash back on office supply store and on cable, internet and phone services (up to $ 25,000 in joint purchase in account anniversary year)
- 2% cash back in gas stations and restaurants (up to $ 25,000 in joint purchase in account anniversary year)
- 1% cash back on all other purchases
5% cash back is impressive for a no-nual-fee card, one of one Best Cash-Back Credit Card Earning rates on the market, and it’s even better if you have Card that earns chase ultimat reward pointThen you can do Transfer your cash back to final award points And effectively office supply stores and dollars spent on cables, internet and phone services earns 5 final award points per dollar.
TPG has final award points at 2.05 cents since the September 2025 valuation of TPG, it is more than 10% of returns on spending in these categories.
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Inquate business cash on the awards
Just because chase Ink business cash A cash-back card does not mean that you do not have the option to capitalize on your awards. If you roast for cash, you can get your money account details as credit or in a qualified US checking or savings account through electronic deposits.
Other options, such as gift cards, travel, unique experience, Amazon’s shop with marks and Apple Ultimate Rewards Store, provide less than the marked value for your cash-back rewards. Therefore, we typically do not recommend cashing on our awards for these lower-value options.
Connected: How to maximize your chase ultimat rewards points
Transfer prizes on Inc. Business Cash
If you have a card such as ink business favorite or a sapphire card that earns the chase ultimat rewards points, Ink business cash To pursue the final award points.
Chase ultimat rewards points Should be registered For you, to qualify the company owner or a domestic member. Once you take points to a final award-earning account, you can transfer them to Airline and hotel travel partner Or book travel directly Chase journey℠ At a better rate.
TPG contribution editor Mat Mofit As Chase Neelam Reserve, he earns the final award points on his ink business cash. Then he moves those points World of Hyatt For high-value hotel redemption.
Connected: How to book travel with chase journey (and save points)
Which cards compete with ink business cash?
Ink business cash An excellent option is if your primary expenses align well with the office supply and utilities bonus categories. But here are some other options:
For additional options, see our full list Best Business Credit Card,
Connected: How to get Business Credit Card
Is ink business cash worth it?
If your business spends every year under $ 25,000 in your top bonus categories (office supply stores, cables, internet and phone services; or gas stations and restaurants), then ink business is ideal. Once you kill that cap, the bonus income falls to 1%, so this card works best for medium spending businesses in these categories.
Ground level
If you are looking for cash-back rewards or looking for the ability to change the cash back, the combination of simplicity makes a good option for simplicity and redemption. Transferable travel prize,
If you often shop at office supply store or pay cables, internet and phone services with credit cards, Ink business cash You can increase your earnings on these expenses in your wallet, without the need to pay the annual fee.
Apply here: Ink business cash
