The European Union’s US Ambassador to join the morning with Maria for his first interview since the US Ambassador Andy Pujar, the US Ambassador and President Donald Trump since confirming the US’s first agenda.
Car shopkeeper According to a new report, despite taking a lowest -down dump in four years, despite the average down payment, the market is facing strength challenges in the market.
An analysis of Edmonds found that average Down payment for new car purchase The third quarter of 2025 fell to $ 6,020 in the third quarter. It is the lowest level since the fourth quarter of 2021 and is below $ 6,619 in the second quarter of 2025 and $ 6,619 in the third quarter of 2024 – but the strength of new vehicles remains a challenge for consumers.
Car buyers’ stake with monthly payments were more than $ 1,000, which was consecutively high, for 19.1% of all funded new car purchases in the third quarter, near a record of 19.3% in the previous quarter. For vehicles used, monthly payment of over $ 1,000 increased from 5.6% to a record of 6.1% in the second quarter.
Jessica Caldwell, head of Edmonds heads of insight, said, “In Q3, the new-car market has increased the strength, buyers kept less money down, fined more and rely on long conditions to keep monthly costs in check.”
Car buyers continue to face strength challenges in the new car market. (David Paul Morris / Bloomberg Getty Image / Getty Image)
“But compared to the nearest market, where the inventory has reduced the sale and leasing activity of the lean epidemic-era, the new vehicles have emerged as a more captivating option,” he continued.
“With capacity for low APRS and Tariff related price increase Nevertheless, in any meaningful way, Q3 can be felt like a smart game to shop for a new vehicle – and the new car can give a slight boost to the market, “Caldwell said.
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Car buyers are turning to large loans with long periods to buy new cars. (Through Andrez Ivanov / Bloomberg Getty Image / Getty Image)
1 -in -5 car buyers extended the loan funding their purchases for seven years or more, stating that 84 months or long loans made 22% new car loans in the third quarter. This is slightly lower than 22.4% in the previous quarter, but more than 18.5% reported in the third quarter of 2024.
Car buyers are also taking Large debt Compared to the first, the average amount for the procurement of new vehicle in the third quarter is increasing to $ 42,647, growing from $ 42,388 in the second quarter of 2025 and $ 40,713 in the third quarter of 2024.
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Edmonds reported that the propagation of dealers was limited in the third quarter of 2025. (Justin Sullivan / Getty Images)
High interest rates have introduced one Challenge for buyersThe average annual percentage rate (APR) in the third quarter was marked in the third straight quarter with average more than 7% or more.
The Edmonds report stated that the propaganda finance by vendors was limited in the third quarter, with only 3.4% loan of 0%, while 18.3% loans carried out rates under 4%. The loan share with the APR of 4% or more was 71.6% – while another 13.8% loan had an APR of 10% or more.
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Analysts said that Federal Reserve Cutting Interest Rates The 25 basis points occurred at the end of the quarter at the end of September and therefore did not have significant impact in the third quarter.
