American Express® Gold Card And this Chase Neelam Favorites That (Look Rates and fees) Always in my wallet – both are Favorite here in TPG,
In addition to the benefits of these cards, both prefer sapphire and Emex Gold Earn flexible points, which I can transfer to partner airlines and hotels to maximize my redemption.
However, after using both cards and their digits postures, a program holds the highest rule. Let’s see why I prioritize earnings Chase the final awards Points instead American Express Membership Award score.
Which is better for points: Amax or Chase?
Amex And Follow Both have Flexible currencies It is very valuable. TPGS August 2025 Valuation The PEG Amex membership pursues the point at 2 cents per point and the final award points at 2.05 cents per point.
Chase points can sometimes be more valuable when redeemed through Chase Travel ℠As a sapphire preferred card holder, my digits are worth up to 1.75 cents, depending on specific redemption. Boost,
However, when you capitalize on membership awards, the points through American Express Travel Portal, your digits are only 1 percent of appearances.
In addition to booking through the respective portals, I maximize their points by transferring them to the airline and hotel partners. While Amex has 20 Transfer partner Compared to 14 of chase PartnerEach program offers valuable hotel and airline options, allowing you to maximize your awards with sweet space redemption.
Another redemption option is to redeem points for cache back. Amex points are worth 0.6 cents per digit compared to chess points, when redeemed in this way, which are 1 percent per point.
While both programs have positivity and negative, I prioritize earning chase points on Amex points.
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Connected: Amex Membership Awards vs. Chase Ultimate Rewards: Which is the best?
Why am I not giving priority to earn Amex points?
Amex Membership Award points are one of the most valuable flexible point currencies you can earn.
Some of my favorite ways to use Amex points are transferring them Avianka lifemunes And Air Star Alliance on flights or for redemption Virgin Atlantic Flying Club To fly across the pond.
Despite these valuable transfer partners, I do not get much value in many Other transfer partners of Amex And rarely use them.
My card is the wholesale on my card MealAnd that’s why my Amex gold Always stays in my wallet. It earns 4 points per dollar spent on food worldwide in restaurants (up to $ 50,000 each calendar year, then spent 1 point per dollar).
In addition, Amax Gold earns 3 points per dollar Flights Airlines or Amax were booked with a trip, and it has been my main card for booking flights.
However, I am now giving priority to Chase Points on Amex as I have a store of Amax points. But TPGwe recommend No hoarding pointsBecause airlines and hotels often devalue their programs. Whenever I have a large bank of prize currency, I earn more in any currency, on which I am less.
Additionally, most of my flights for the rest of the year are already booked. Therefore, I am focusing on hotel redemption for the remaining year; Chase has the best hotel transfer partners, with Hayat, IHG And Marriott,
While my Chase Neelam liked Only earns me 3 points spent on meals and 2 points spent per dollar Travel purchase (Ie, booking flights), I am choosing to sacrifice to earn an additional point per dollar spent on these purchases so that I can earn my intended currency.
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Why am I giving priority to earn chase point?
Chase ultimat rewards are my most valuable flexible award currency. My Go-to Mochan with the final award points is transferring them World of Hyatt To cover my hotel while traveling.
As I mentioned, I have all my flights that are booked for the rest of 2025, but I do not have all my hotel plans. I have very few chase points than Amex points, but with being a transfer partner of Hyatt Chase, I can get a great redemption value.
I have often scored room redemption during the peak season in popular European cities between 6,500 and 9,500 points. Hayat still uses one Fixed award chartUnlike other programs that work using dynamic pricing. Therefore, I usually find excellent value for award room rates, especially during off-pak dates.
Recently, I transferred 6,500 Chess Points to Hayat for a brief stay overnight at Hyatt Place Amsterdam Airport, which would cost me more than $ 200.
With chase ultimat rewards, I can also transfer my words Southwest Airlines, Southwest rapid rewards The program often sells awards and provides nonstop flights on less popular routes that usually fly, but with a connection. As a result, when I need the final-minute domestic award flight, Southwest has become my Go-Two airline.
Additionally, there is United AirlinesAnother valuable chase transfer partner. With United, I can unlock many flight possibilities Ricking miles To book award tickets on united aircraft or Star Alliance Partner Airlines.
For example, I recently redeemed 8,000 United Miles and paid $ 25 in taxes and fees for flight on Lot Polish Airlines from Warsaw Chopin Airport (WAW) to Amsterdam Airport Shifol (AMS). The cash value was more than $ 300, which gave me the value of more than 2.3 cents per mile.
Other Thoughts
I also appreciate that my digits are up to 1.75 cents per point Booking through chase trip (Based on specific booking).
I often do not book flights or hotels through the portal because I can get more value using the transfer partner, but this is a possible high value that I get if I get if I will get Amax booked through travelAs the journey booked through his portal is only 1 percent per digit.
Knowing that I can still get more than 1 percent per number by booking through chase travel (based on booking). If a transfer partner redemption is unavailable, Chess makes the points very valuable to me.
Additionally, chase ultimate rewards points give me more flexibility if I ever decide that I want Cash back For my points, as the price of each chase point is 1 percent Redied for cash backThis makes it possible to withdraw cash with chase in a ratio of 1: 1, even if the strategy of my journey changes.
Finally, I have many upcoming international trips. After traveling abroad on a large scale, I find it very easy to use the Chase Visa Credit Card abroad. Despite the widespread acceptance of Amex around the world, I have faced many places abroad that do not accept Amex, making it difficult to score MX when I am abroad.
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Ground level
Chase Neelam liked And this Amex gold There are two cards with great income rates. Because of this, they are both prominent players in my overroach points and Miles earning strategy. However, my current income strategy emphasizes earning Chase points.
My strategy can change if I run less on Amex points or if a new attractive reception offers myself, but overall, Chase offers better redemption partners who help me maximize my journey.
Connected: Why do I love my chase Neelam favorite card – and will always keep it in my wallet