Southwest Rapid Rapid Plus Credit Card Review: Full Details – Number Man

Southwest Rapid Rapid Plus Credit Card Overview

Southwest Rapid Rapids® Plus Credit Card (Look Rates and fees) The market has the lowest annual fee of any south -western airlines credit card, which is either a strength or weakness, it depends on how you see it. While the $ 99 annual fee is affordable, the South-West plus card lacks the allowances offered by its high-value counterparts, which are interested in the initial reception bonus. Card rating*: ⭐⭐⭐

, Card rating TPG is based on the opinion of the editors and is not affected by the card issuer.

In a hobby that sounds dominated Ultrapremium Credit Card With a list of more than $ 550 annual fee and laundry of luxury allowances, it is difficult to imagine that A Cobranded airline credit card The $ 99 may be valuable to the customers of the Southwest Airlines with an annual fee.

Although, South -west plus card In some cases, some passengers make sense.

This card was recently with the other four south -western cards, recently RenovatedThe Southwest Plus Card Refresh included the benefits of the extended day-journey and the earnings of the updated bonus category. In addition to these changes, an estimated 44% annual fee increased by $ 99.

It is also important to note that the South -West is in the midst of broader changes, it is also included for this. Boarding process, Bag fees And Seat assignment,

We usually recommend that applicants have A credit score To increase the possibility of approval of 670 or above.

Let us see how the south-west plus card and its allowances measured against their high-ended siblings.

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New Southwest plus Cardholders can earn 100,000 bonus points after spending $ 4,000 on purchase in five months before opening an account.

According to TPG July 2025 ValuationThe 100,000 marks included in this reception are $ 1,400. This is the highest digit Welcome to the proposal we have seen On this card without a companion pass.

If you have a person who travels with you regularly, you may want to wait for a proposal that includes a partner pass, as it can add a much higher value for you.

Keep in mind that you can have a chance to earn a welcome bonus and a partner pass (depending on how much you spend), because you will have about 114,000* points of 135,000 points required to earn a partner.

*This is based on the total 100,000 marks you will earn from welcome bonus, as well as an additional 4,000 marks that you will get from the need to spend and 10,000 fellow pass-qualifying points will be promoted which you will also earn.

Before you apply for this card, there are two application rules to remember. First, South -West Plus Card is under 5/24 rules of chaseIf you have opened five or more new credit card accounts (not only pursuing) in the last 24 months, you will not be approved for this card.

Another range applies Especially for South -West Credit CardIf you have someone personal Southwest credit card – Or earned a reception bonus on an individual south -western card in the last 24 months – you will not be eligible for bonus on this card.

Connected: Last guide for credit card application restrictions

South -west plus card The welcome offers allowances beyond the bonus. It is important to note that the current card holders will get all their current benefits by 31 December.

You will enjoy the following advantage in exchange for $ 99 annual fee of the card:

• Free check bag: Get first Checked bag For card holders and up to eight passengers traveling on the same reservation.
• Standard seat selection: Card holders get a standard seat selection for you within 48 hours of departure and eight passengers traveling on the same reservation. Given that the selection of the seat now comes with a charge, it depends on how many times you fly in the south -west.
• Two annuals Earbird check-in, Get two complimentary earribard check-in (for flights operated in 2025; ends on 31 December). Given this Czech-in cost can be Each $ 99, using only one, can potentially cover the annual fee of the card in 2025.
• priority boarding, Cardholders get 5 priority (2026 and beyond) for themselves and for eight passengers traveling on the same reservation. If you have an A-list status, you will be able to board with the earlier group.
• Anniversary bonus: The card holders receive 3,000 bonus points in the anniversary year year, which is priced at $ 42, according to TPG’s July 2025 evaluation.
• Promote 10,000 fellow pass-advancing points annually: Cardholders promote 10,000 marks on a partner nearby every year.
• 25% inflight savings: Card holders receive 25% (as a statement credit) after using their card to buy inflite drinks and Wi-Fi.
• Flight discount code: Card holders receive a 10% flight discount code every anniversary year (except basic rent).

South -West Plus Card holders will get the following purchase and travel safety:

with South -west plus cardYou will earn:

• New: 2 points per dollar were spent on gas stations and grocery stores, first in joint purchases per year at $ 5,000 (TPG basis 2.8% returns based on July 2025, a 2.8% return, Valuation,
• 2 points spent on southwest purchase (2.8% return)
• 2 points per dollar (2.8% return; 31 December) spent on Rapid Rewards Hotel and Rental Car Partners)
• 2 points spent on local transit and commuting, including ride-hyling services (2.8% returns; 31 December)
• 2 digits spent on internet, cable and phone services; 2 points spent on select streaming services (2.8% return; ends on 31 December)
• 1 point per dollar spent on all other purchases (1.4% returns)

It is important to note that the current card holders will get the current and new earning rates by 31 December.

This card is no more Foreign transaction feeSo this is a good option to shop abroad.

These are a decent earning rate for a cobred airline card, but the rate of earnings on south -western purchase is lower than other individual South -Western cards. If your main inspiration to get this card is to earn a bonus points on your south -western purchase, then you probably want to go with one of them instead.

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Regarding the rapid rewards points you earned South -west plus card For South -West flights to get the best value from them.

Rapid rewards also offer other redemption options including gift cards, merchandise, hotel stay, rental car and travel experiences. However, the redemption value on these options is much less than what you will get when using your points for South -West flights.

The prize pricing is linked to the cash price of tickets. Therefore, all the marks you need will go up or down depending on the cash price of the flight. The positive is that it is almost always possible to use your points for South -West flights.

TPG Senior Senior Director Heat To travel all the way from Houston to Hawaii, redeemed 11,000 Rapid Rewards points. Securing the redemption like these, your points can move even further.

Related: How to redeem points with Southwest Rapid Rewards Program

Southwest plus card Most clear competitive are other south -western credit cards. However, it is also worth noting whether a general travel credit card may be better in your wallet.

• If you want more southwest benefits with a minor fee: The Southwest Rapid Rapids® Premier Credit Card has solid allowances to justify its $ 99 annual fee. These include 6,000 anniversary bonus points, two earribard check-in (for operation flights in 2025, on 31 December), 25% on the Tier qualifying points towards buying back attacks and A-list positions. To learn more, read us Complete review of southwest premiere card,
• If you regularly fly south -west and want most allowances: Southwest Rapid Rapids® priority credit card (Look Rates and fees) The most premium is Personal Southwest Credit Card and is an annual fee of $ 229. It offers allowances such as 7,500 anniversary bonus points and an annual $ 75 southwest travel credits (ends on 31 December). To learn more, read us Full review of southwest priority card,
• If you want more marks that can be used in southwest and other ways: Chase Neelam Favorites That (Look Rates and fees) Chase ultimat is a good option to earn rewards points, which you can redeem with southwest and other airline and hotel partners. You will also get many travel protection, and the card will have a $ 95 annual fee. To learn more, read us Full review of sapphire choice,

Southwest Rapid Rapids Premier Credit Card information has been collected independently by Points Gai. The card details on this page or the card have not been provided by the issuer.

For more options, see our full list Best Travel Credit Card And Best Chase Credit Card,

Connected: Comparing South -West Rapid Rapids Priority, Premier and Plus Credit Card

South -west plus card The lowest annual fee of the South -West Credit Card is $ 99, so this annual fee cost is a good option for those who keep the cost low or just trying the South -West. However, if you are a loyal south -west flyer, one of the other two individual cards will represent a better value.

For only $ 99 per year, South -west plus card Allows you to earn enough points to make you worth the annual fee. In addition, it comes with a handful of benefits, such as standard seat selection within 48 hours of departure and a free first check bag, which can justify keeping the card in your wallet every year.

However, if you often fly with the south -west, one of the other two south -western cards will provide additional allowances. Be sure to make the best evaluation for you only beyond looking at the annual fee.

Apply here: Southwest Rapid Rapids Plus Credit Card