Why do I keep Capital One Venture Rewards in my wallet – Gai Gai

I have a confession to make: I hated Capital One Venture Reward Credit Card,

I know, I know – this was the longest a controversial opinion among my TPG colleagues. I always a chase girl ( Chase Neelam Favorites That My first travel was a credit card, and it still holds A top position In my wallet), and venture rewards always seemed overcred by comparison.

However, despite my misunderstanding, I applied for the card several years ago to avail the offer to welcome 100,000 miles. While this specific proposal is no longer available, the current reception of 75,000 miles after spending $ 4,000 on purchase within the first three months of opening an account, as well as $ 250 Capital One Travel Credit to use in the first card holder year, is equally attractive.

Since adding cards to my wallet, it has actually become a mainstay that I cannot imagine to get rid of. Here is described how the Capital One Venture Rewards changed my mind and became a favorite card to recommend.

Double mile

As it was already Chase freedom unlimited®I initially ignored the profit of earning at least 2 miles per dollar spent on the purchase. With my freedom unlimited, I can return at least 1.5% on all purchases. But it adds an additional 0.5 miles over time and makes a big difference on how fast I rack the awards.

Last year, I spent around $ 18,400 on my enterprise, which earned about 36,800 capital at a distance of one mile. With my freedom unlimited, I must have earned only 27,600 final award points on it. Non-boneated expenses,

It is approximately $ 680 in the value earned with Venture Rewards vs $ 565. Chase Neelam likedMy freedom gets unlimited marks Full value of final award points), TPG based on March 2025 ValuationEven though the TPG currently pursues the final awards, which is higher than the Capital One Mile, the additional award. I earn more and more for that difference with the high nonbonous spending rate of Capital One.

Transferable point There is a game changer for any person who wants to save money on travel through points and miles. Capital One has really already raised its game as the first airline and hotel partners have been added to miles to miles. currently, Capital One has 15-Plus transfer partnersMost of which provide 1: 1 transfer ratio.

While my Follow, American Express And Built Cards also allow me Transfer my award hotels and airline partnersCapital One offers some unique options that are not including my other cards Eva Air, Winham and Finner Plus.

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In addition, the ability to make a funnel to an account with several cards (eg) British Airways Or Singapore Airlines – I have mentioned the transfer partners of all many credit card issuers) Helps me to maximize the categories that earn across the cards during a combination of awards for large redemption.

I did not have Global Entry or TSA Prechec Before I receive this card, and it has been such a game changer for me. If you have recently been in an airport, you know that security and customs lines are not a joke. I have saved hours with global entry and TSA Prechec, and I can’t imagine traveling without them at this point.

Capital a enterprise award One of some mid-tier travel rewards cards is offered Global Entry/TSA Prechecch Application Fee CreditIn the first year, this advantage made it easier for sufficient price from this $ 95-year card alone, so that the annual fee is worth it.

Connected: Top 11 Credit Card with Annual Travel Description Credit

The benefits listed above are great, but the low annual fee strengthens the value of this card. I get many allowances with this card which others Travel card in that sub-$ 100 annual fee The range is not offered. For example, as much as I have liked my chase Neelam, it does not save me time at the airport by covering me my global entry/TSA prehechak application fee or earns great prizes at non-bonused expenses.

Some cards provide even more benefits, such as lounge access, travel credit and high spending rates for some categories – but they also come with too much annual fee. At this point in my life, I can’t justify Spending thousands of dollars every year at a high annual fee for many cards, such as Chase Neelam Reserve® And Platinum Card® to American Express,

Thankfully, some great mid-tier cards make more convenient without breaking the bank without traveling out-including the enterprise awards. With only $ 95 annual fee, it is easy to justify keeping this card in my wallet for a long time.

I can accept when I am wrong, and I certainly described the enterprise awards as wrong for a long time, before I realized how much it could add to my wallet. Now, this is mine The most recommended card for newbies Points and miles are looking for a card that is easy to use and maximize.

Venture Rewards is a low annual fee, easily used awards and a great first travel credit card with solid benefits that you do not get with other mid-tier cards. For marks professionals, it offers a great way to diversify its transfer partner options across the card and earn prizes on nonbonous purchase that other cards cannot cover without adding hundreds of dollars to the annual fee.

To learn more, read us Complete review of Capital One Venture Rewards Card,

learn more: Capital One Venture Reward Credit Card

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